How to Easily Navigate Insurance Claims for Roof Repairs: 5 Steps for a Smooth Process

Living in Texas means your roof faces harsh weather conditions like sun, heat, hail, wind, and storms. When your roof suffers damage, navigating insurance claims for roof repairs can feel daunting. We’re here to guide you through the insurance claim process for roof repairs step by step.

Whether you need to repair or replace your roof, you’ll have the right tools to file a claim. M&M Roofing’s fully staffed and experienced professionals are on hand to help you with any roof repairs and insurance claims due to unexpected damage.

Understanding Your Insurance Policy for Roof Repairs:

Before you file a claim, it’s crucial to understand what your insurance policy covers regarding roof repairs. Your insurance policy is your roadmap for navigating the claims process. Take the time to review the policy thoroughly. Be sure to pay close attention to coverage limits, deductibles, and any exclusions related to roofing. Then, call M&M Roofing to do an initial assessment.

Filing Your Claim for Roof Repairs:

When it comes time to file a claim, contact your insurance company promptly. Be prepared to provide detailed information about the damage, including the date it occurred and the cause. Your insurer will likely schedule an inspection to assess the damage themselves, but having your documentation ready will expedite the process. Make sure that you call M&M Roofing to meet you and the adjuster at the inspection.

Working with Adjusters:

During the inspection, an insurance adjuster will evaluate the extent of the damage and any other roofing issues. Make it a point to be present during this inspection to ensure that the adjuster properly documents all damage. When you choose M&M Roofing, one of our experienced home improvement professionals will meet you and your adjuster at the time of inspection. We will discuss every project element to help get all repairs paid. We will work with your adjuster to agree on the repair scope of work.

Determining the Correct Scope of Work with Your Insurance Company:

In some cases, your insurance company’s initial settlement offer may not fully cover the cost of repairs. Your trusted M&M Roofing contractor can provide a full scope of work and engage in what is called the “supplement process” to ensure that you are getting what you’re contractually entitled to so that you’re properly indemnified. Let M&M Roofing provide any additional evidence or documentation that supports your claim.

Completing the Roof Repairs:

One you’ve reached an agreement with your insurance company, it’s time to schedule the repairs. The team at M&M Roofing has experience in handling insurance claims of all sizes and will ensure that local building codes are adhered to and will obtain any necessary permits for the work.

 

Navigating insurance claims for roof repairs may seem overwhelming, but with the right partnership with M&M Roofing, you can streamline the process and ensure a successful outcome. To protect your home by fixing your roof, start by learning about your insurance coverage and taking pictures of the damage. Let M&M Roofing meet with your insurance adjuster to help determine an accurate scope of work and complete the repairs.

If your roof sustains damage, contact us to schedule a free roof inspection. We’ll help guide you through any repairs you may need and will work with both you and your insurance company. A member of our fully staffed office will also help you file your claim. M&M Roofing is insured and has over 40 years of experience in the roofing industry.

(Bonus resource: The Texas Department of Insurance has an informative home insurance guide to help consumers decide what type of insurance they need. It also explains the different types of coverage for homeowners’ insurance.)

Solar Shingles: Harnessing Their Power for Your Home

With the Gulf Coast being prone to severe weather events, homeowners need to be proactive in safeguarding their properties. Traditional roofing materials can only offer so much protection, but an emerging technology is revolutionizing energy efficiency: solar roofing. These innovative products not only shield your home from the elements but also generate renewable energy, providing a dual benefit that’s particularly valuable in severe weather-prone regions like Texas.

Understanding Solar Shingles

Solar shingles are a type of photovoltaic (PV) technology designed to function both as a roofing material and a solar energy generator. Unlike traditional solar panels that are mounted on top of your existing roof, solar shingles integrate seamlessly into the roofing system, providing a more aesthetically pleasing and streamlined appearance. They work by converting sunlight into electricity, which can be used to power your home or stored for later use.

M&M Roofing is proud to offer GAF energy Timberline solar shingles installation. Not only is it an energy- and earth-smart investment, we make it easy for you to switch to solar. Timberline solar shingles have countless benefits for homeowners, including generating clean energy, creating a beautiful aesthetic for your home, and reducing your electric bills with a 25-year energy production guarantee.

The Dual Benefits of Solar Shingles

1. Enhanced Roof Protection

One of the most compelling reasons to consider solar roofing is its ability to enhance the durability of your roof. Modern solar shingles are designed to be highly resilient against extreme weather conditions, including strong winds and heavy rain that the Gulf Coast experiences. Made from durable materials such as tempered glass or high-grade polymers, these shingles are engineered to withstand impacts from debris and resist damage from storms.

2. Sustainable and Cost-Efficient

In addition to their protective and energy-generating benefits, solar shingles contribute to environmental sustainability. By harnessing solar energy, you reduce your reliance on fossil fuels and decrease your carbon footprint. This is particularly important in the context of climate change, which is linked to the increasing frequency and intensity of hurricanes. M&M Roofing’s Timberline solar shingles are highly efficient, generating more power per square foot than other types of solar shingles.

From a financial perspective, solar shingles can also offer long-term cost savings. While the initial investment may be higher than traditional roofing options, the savings on energy bills can offset these costs over time. Timberline solar shingles installed by M&M Roofing are covered under warranty for 25 years after installation, and our solar roofs also come with a 25-year energy guarantee. With our new cutting-edge option, it is possible to integrate this technology into your traditional roofing projects, saving money and time by combining roofing and solar shingle installation into one project.

Many homeowners also benefit from incentives and rebates for installing solar systems, which can further reduce the overall expense. Timberline solar shingles qualify for government incentives, the most common one being the federal solar tax credit, allowing homeowners to deduct 30% of the price of their installation from their federal taxes.

Considerations for Installation of Solar Shingles

Before installing solar shingles, there are several factors to consider:

1. Local Climate and Building Codes

In Texas, it’s crucial to ensure that the solar shingles you choose meet local building codes and can handle the specific climate conditions of your region. Work with a certified installer like M&M Roofing who has experience with hurricane-resistant products and can ensure that your system complies with all relevant regulations. We have a stellar reputation, and we stand behind all of our products and installations — you’re in expert hands with us.

2. Roof Condition

The condition of your existing roof is another important consideration. If your roof is old or in disrepair, it may need to be repaired or replaced before installing solar shingles. This will ensure that the shingles have a solid and reliable base, maximizing their lifespan and performance.

3. Professional Installation

Proper installation is key to maximizing the benefits of solar shingles. Ensure that you work with a reputable contractor — M&M Roofing fits the bill — who has experience with solar technology and can provide a high-quality installation. A professional installer will be able to integrate the shingles seamlessly into your roofing system and ensure that all components are correctly connected and functioning.

 

Post-Storm Roof Inspections

After any storm, it’s important to inspect your roof and solar shingle system for any signs of damage. Even though solar shingles are designed to be durable, it’s always good practice to perform a thorough check to address any issues promptly. Regular maintenance and inspections will help ensure that your solar shingles continue to provide reliable protection and energy generation. M&M Roofing can help you with both inspections and maintenance — contact us to find out how!

In the face of increasingly severe weather and climate change, solar shingles offer a compelling solution for homeowners looking to enhance their roof’s resilience and harness renewable energy. By providing both protection and power, solar shingles represent a smart investment in your home’s safety and sustainability. As technology advances and the benefits become even more apparent, integrating solar shingles into your roofing system could be one of the most forward-thinking decisions you make for your home.

Whether you’re rebuilding after a storm or planning ahead for future seasons, solar shingles offer a way to stay protected and prepared while contributing to a cleaner, more sustainable future. Contact M&M Roofing today to get your free roofing inspection and to inquire about the feasibility of solar shingles for your roof. An investment in energy-efficient roofing today will pay off in the future.

The Importance of Attic Ventilation and Its Impact on Roofing

Attic ventilation is one of the most overlooked yet essential aspects of maintaining a healthy, durable roofing system. Proper attic ventilation is vital for preserving the integrity of your roof and ensuring your home’s energy efficiency. Whether it’s scorching summers or freezing winters, your roof and attic are constantly exposed to extreme conditions. Without adequate ventilation, this exposure can lead to costly damage, reduced lifespan of your roofing materials, and an uncomfortable living environment. This blog post will explore the importance of attic ventilation, how it works, and the benefits it brings to your roofing system.

An expert roofing contractor like M&M Roofing, Siding & Windows can evaluate the condition of your attic ventilation system and will work with you to make any necessary improvements.

What Is Attic Ventilation?

At its core, attic ventilation refers to the natural or mechanical movement of air through the attic space of a home. It’s about creating a balance between intake and exhaust ventilation to maintain proper air circulation. Typically, intake vents are placed at the soffits (the underside of roof eaves), while exhaust vents are installed near the ridge or top of the roof. This system allows cooler air to enter the attic from the intake vents and pushes out hot or moist air through the exhaust vents.

A well-ventilated attic maintains a consistent air exchange, which is essential for controlling temperature, humidity, and the overall health of the roofing structure.

Why Is Attic Ventilation Important?

The primary reason attic ventilation is critical is because it helps regulate temperature and moisture levels inside the attic space. In cities on or near the Gulf Coast, humidity levels tend to be high, so attic ventilation protects the roof and prevents a variety of issues that can arise from heat buildup or condensation. Here’s how proper attic ventilation impacts your roof:

1. Prevents Heat Buildup in the Summer
During the summer, the attic can become extremely hot, especially if it isn’t well-ventilated. Temperatures in an unventilated attic can soar to 150°F (65°C) or higher, far exceeding the temperature outside. This heat radiates downward, making your home hotter and forcing your air conditioning system to work harder to maintain a comfortable indoor temperature. As a result, your energy bills increase, and the lifespan of your roofing materials shortens due to the constant exposure to extreme heat. In Texas and Louisiana, extreme weather is especially a concern during our hot summer months.

Asphalt shingles, for example, can deteriorate faster when exposed to high temperatures. Over time, this causes them to crack, warp, or lose their protective granules. Proper attic ventilation helps keep the attic cooler, which not only prolongs the life of your roofing materials but also reduces cooling costs during the summer months.

2. Reduces the Risk of Ice Dams in the Winter
In colder climates, improper attic ventilation can lead to the formation of ice dams during the winter. Ice dams occur when warm air from the living spaces below rises into the attic and heats the underside of the roof. This causes snow or ice on the roof to melt, which then runs down the slope and refreezes at the colder eaves, creating a dam. The ice dam blocks additional runoff, leading to standing water that can seep under shingles and cause water damage to the roof, insulation, and even the interior of the home.

Proper ventilation ensures that cold air from the outside can circulate through the attic, keeping the roof surface cool and preventing uneven snowmelt. This helps minimize the risk of ice dams and the costly repairs that often accompany them. While ice dams aren’t as much of a concern on the Gulf Coast, we do occasionally get freezing weather (remember Winter Storm Uri that blew through Texas in February 2021?), meaning that this type of damage should also be on Texas and Louisiana homeowners’ radars.

3. Controls Moisture Levels
Moisture is one of the most damaging factors to a roof and attic. Without proper ventilation, moisture from daily activities such as cooking, showering, or laundry can become trapped in the attic. This excess moisture can condense on cold surfaces in the winter or contribute to mold growth in warm, humid conditions. Moisture buildup in the attic not only leads to wood rot and structural damage but can also negatively affect your insulation, reducing its effectiveness and leading to higher energy costs.

By ensuring adequate ventilation, moisture is able to escape, reducing the likelihood of mold growth, wood rot, and insulation problems. This helps preserve the structural integrity of your roof and prevents costly damage that can compromise the safety of your home.
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4. Improves Indoor Comfort
Attic ventilation plays a significant role in regulating indoor temperatures. Without proper ventilation, your home can become uncomfortably warm in the summer and drafty in the winter. By allowing air to flow freely through the attic, you can maintain more consistent indoor temperatures, which translates into better overall comfort for occupants. This is particularly important for homes with finished attics or rooms located directly beneath the attic space.

5. Increases Energy Efficiency
A well-ventilated attic contributes to the energy efficiency of your home by reducing the strain on your heating and cooling systems. In the summer, it helps keep the attic cooler, so your air conditioning system doesn’t have to work as hard to cool the living spaces below. In the winter, proper ventilation prevents the attic from becoming excessively warm, which helps avoid heat loss through the roof and keeps heating costs lower.

Improved energy efficiency not only leads to lower utility bills but also reduces your home’s carbon footprint, making it an environmentally friendly choice.

6. Prolongs Roof Lifespan
The combined benefits of reduced heat buildup, controlled moisture, and prevention of ice dams all contribute to prolonging the lifespan of your roofing materials. A well-ventilated attic reduces the likelihood of shingle damage, wood rot, and structural issues that can necessitate costly roof repairs or replacements. Investing in proper attic ventilation is a long-term strategy to maximize the lifespan of your roof and protect your home from premature deterioration.

M&M Roofing offers free roofing inspections to help identify any issues that might affect the integrity of your roof, including improper attic ventilation.

Types of Attic Ventilation Systems

There are several types of attic ventilation systems available, each with its own advantages. The most common options include:

  • Ridge Vents: Installed along the peak of the roof, ridge vents provide continuous airflow along the entire length of the roof. They are highly effective at releasing hot air from the attic and are often paired with soffit vents for intake.
  • Soffit Vents: These intake vents are installed under the eaves of the roof and allow cooler air to enter the attic. They work in conjunction with ridge vents or other exhaust systems to create a balanced airflow.
  • Gable Vents: Located on the exterior walls of the attic, gable vents promote cross-ventilation and can be used as either intake or exhaust vents, depending on their placement.
  • Powered Attic Fans: These fans are installed in the attic to help exhaust hot air during the summer months. While they can be effective, they require electricity to operate, so they aren’t as energy efficient as passive ventilation systems like ridge and soffit vents.

 

Attic ventilation is crucial for maintaining the health and longevity of your roofing system. It regulates temperature, controls moisture, prevents damage from ice dams, and improves the energy efficiency of your home. By ensuring proper airflow in your attic, you can protect your roof from premature wear and costly repairs, while also enhancing the comfort and efficiency of your living spaces. Investing in a well-ventilated attic is a smart decision that pays off in terms of lower energy bills, extended roof life, and a more comfortable home environment.

Call M&M Roofing today to schedule your free roofing inspection, which includes evaluating your attic ventilation system.