Lake Charles homeowners need a roofing contractor with hurricane experience, proper Louisiana licensing, insurance claim expertise, and a permanent local presence. M&M Roofing, Siding & Windows has served Lake Charles from a local office, bringing 40+ years of Gulf Coast roofing experience, 100,000+ completed projects, and a lifetime labor warranty to one of America’s most hurricane-battered cities.
Lake Charles is one of the most hurricane-battered cities in America. When Hurricanes Laura and Delta hit back-to-back in 2020, the damage was staggering. Laura alone caused over $23 billion in total damage, with $17.5 billion concentrated in Louisiana [1]. Hundreds of roofing contractors flooded the market overnight. Most of them are gone now.
The ones who stayed are the ones worth hiring.
The biggest mistake Lake Charles homeowners make after a storm? Hiring the contractor who knocks on the door first, quotes the lowest bid, and can’t provide a local address or a Louisiana license number. That decision costs thousands of homeowners every hurricane season. This guide covers what makes Lake Charles roofing unique, how to vet a contractor, what services to expect, and how to navigate the insurance claims process.
Why Lake Charles Needs Roofing Contractors Who Understand Hurricanes
Lake Charles sits in one of the most hurricane-prone corridors in the country. Hurricane Laura made landfall in August 2020 as a Category 4 storm, with sustained winds of 150 mph and gusts of 137 mph in Lake Charles [1]. Six weeks later, Hurricane Delta, a Category 2 storm, hit almost the same spot. Two major hurricanes in six weeks. The combined damage to the region exceeded $12 billion [2].
That history shapes everything about roofing in this market. Lake Charles roofing isn’t like roofing anywhere else. Contractors here need to understand wind uplift ratings, hurricane strap requirements, impact-resistant materials, and the specific building codes Calcasieu Parish enforces for wind resistance [3]. A crew from out of state that installs shingles for a living but has never dealt with 140 mph wind loads isn’t equipped for this work.
Many homes in Lake Charles still have temporary repairs from 2020. HUD allocated $450 million specifically for Lake Charles housing recovery, and the rebuilding continues years later [2]. If your roof still has a patch from Laura or Delta, now is the time to get a professional assessment before the next hurricane season.
Common Roof Damage in Lake Charles
The most common issues Lake Charles homeowners deal with after storms:
- Missing or lifted shingles from sustained wind exposure
- Water intrusion from wind-driven rain pushes moisture under roofing materials
- Punctures from flying debris (tree limbs, fencing, building materials)
- Flashing failures around vents, chimneys, and roof edges
- Hidden mold and rot from compromised membranes trapping Gulf Coast humidity underneath
That last one is the sneaky problem. Between hurricanes, Lake Charles’s humidity creates chronic moisture issues: mold under shingles, rotting decking, and condensation in attics. By the time you see a water stain on the ceiling, the damage underneath is often far worse. Regular inspections matter, especially before each June 1 hurricane season start.
Roofing Services We Offer in Lake Charles
Roof Replacement
Full tear-off and new installation. In Lake Charles, material choice should prioritize wind and impact resistance above all else. Options include architectural asphalt shingles (Class 4 impact-rated), standing seam metal roofing (140+ mph wind rating), and flat roof systems like TPO and EPDM for commercial properties. M&M’s team matches the material to your budget, your building, and the specific wind loads your property faces. Learn more about residential roofing services.
Roof Repair
Storm damage repair, leak repair, flashing replacement, and shingle patching. M&M offers same-day inspections for Lake Charles homeowners who call before noon. Catching a small repair early, say a few missing shingles or a lifted flashing, prevents the kind of water damage that turns a $500 fix into a full replacement.
Roof Inspection
Free inspections for Lake Charles homeowners. Here’s what happens during an M&M inspection: visual assessment of the entire roof surface, moisture detection in the decking and insulation, flashing check at every penetration point, attic ventilation review, photo documentation of all findings, and a written report you can use for insurance purposes. M&M inspectors are trained to spot storm damage that homeowners can’t see from the ground. Schedule your free inspection.
Metal Roofing
Standing seam and corrugated metal roofing are increasingly popular in Lake Charles for good reason. Metal roofs are rated for 140+ mph winds, last 40–70 years, and reflect solar heat instead of absorbing it. For a city that deals with both hurricanes and brutal summer heat, that combination is hard to beat. The upfront cost is higher than that of asphalt shingles, but the lifespan is 2–3 times longer, which means fewer replacements over the life of your home. Read the full guide to metal roofing.
Commercial Roofing
TPO, EPDM, metal, and modified bitumen systems for commercial properties, churches, strip malls, and multi-family buildings in the Lake Charles area. M&M’s commercial roofing team handles everything from small retail storefronts to large multi-unit complexes. Learn more about commercial and multi-family roofing services.
Need a roof inspection in Lake Charles? Schedule your free inspection today. Same-day service for requests before noon.
How to Choose a Roofing Contractor in Lake Charles (And Avoid Storm Chasers)
This is the section no other roofing company in this market will write, because it requires honesty about the industry. After every hurricane, Lake Charles fills up with out-of-state crews chasing insurance money. They quote low, collect deposits, do rushed work (or don’t finish at all), and leave before the next storm season. The homeowners they leave behind have no one to call when the roof leaks six months later.
Here’s how to protect yourself.
5 Questions to Ask Any Lake Charles Roofing Contractor
- “How long have you had a physical office in Lake Charles?” Storm chasers set up temporary operations and leave. A local office means accountability. M&M’s Lake Charles office is at 630 W Prien Lake Rd B213, Lake Charles, LA 70601.
- “Can I see your Louisiana contractor’s license?” Louisiana requires a State Licensing Board for Contractors license for residential roof work on projects over $7,500 [3]. Verify any contractor’s license at lslbc.louisiana.gov before signing anything.
- “What warranty do you offer on labor?” Material warranties come from the manufacturer. Labor warranties come from the contractor. If the contractor disappears, the labor warranty disappears with them. M&M backs every new roof installation with a lifetime labor warranty.
- “Will you help with my insurance claim?” Experienced contractors know how to document damage, meet with adjustors, and supplement claims when the initial payout is too low. This saves homeowners enormous stress. M&M has helped thousands of Gulf Coast homeowners through the claims process.
- “Can I see reviews from other Lake Charles homeowners?” Look for 100+ verified Google reviews. Check BBB ratings. Ask for local references. M&M has 800+ five-star reviews from customers across Texas and Louisiana.
Red Flags: How to Spot a Storm Chaser
Watch for these warning signs:
- Knocks on your door unsolicited after a storm
- Offers a price that sounds too good to be true
- Asks for full payment upfront before any work begins
- Can’t provide a local address or Louisiana license number
- Uses high-pressure tactics (“this price is only good today”)
- Has no online reviews from Lake Charles homeowners
If any of these apply, walk away. A legitimate contractor won’t pressure you into a same-day decision.
M&M Roofing has been serving Gulf Coast homeowners since 1983. Call our Lake Charles office at (337) 436-7151 or schedule your free inspection online.
Navigating Roof Insurance Claims in Lake Charles
Lake Charles homeowners deal with insurance claims more frequently than almost any market in the country. Louisiana’s hurricane deductibles are typically 2–5% of the insured home value, and coverage options have gotten more limited in recent years. Knowing how to work the process makes a real difference in what you end up paying out of pocket.
Here’s the step-by-step:
- Document the damage immediately. Take photos and video right after the storm, before any temporary repairs. Capture wide shots and close-ups.
- File your claim promptly. Most policies have time limits for filing. Don’t wait.
- Get a professional inspection. A contractor’s detailed damage report strengthens your claim significantly. M&M provides free inspections with photo documentation specifically formatted for insurance submissions.
- Have your contractor present for the adjustor visit. M&M meets with adjustors on-site to make sure nothing gets missed. Adjustors are thorough, but a trained roofer will catch damage they might not.
- Review the estimate carefully. If the insurance estimate comes in too low, M&M handles the supplement process, providing additional documentation and re-inspection to get fair coverage.
- Be cautious with Assignment of Benefits (AOB). An AOB transfers your insurance rights to the contractor, giving them direct control over your claim. Some contractors use this ethically. Others use it to lock you in. Understand what you’re signing before you sign it.
M&M doesn’t just fix roofs. The team helps get them paid for. That’s a real advantage in a market where the insurance process can be more stressful than the storm itself. Read the full guide to getting insurance to pay for a roof replacement.
Dealing with a roof insurance claim? M&M’s team handles the paperwork, meets with your adjustor, and fights for fair coverage. Get your free storm damage inspection.
What to Expect When You Work With M&M Roofing in Lake Charles
Uncertainty is what makes a roof replacement stressful. Here’s exactly what happens when you work with M&M, step by step:
- Free inspection. Same-day for requests before noon. A trained inspector assesses your entire roof with photo documentation.
- Honest recommendation. Repair if that’s all you need. Replacement if that’s what’s right. M&M won’t push a $15,000 replacement when a $500 repair will hold for years.
- Detailed estimate. Transparent pricing with no hidden fees. Financing available with no money down.
- Insurance coordination. If applicable, M&M handles the back-and-forth with your insurance company so you don’t have to.
- Professional installation. Certified crews, quality materials, clean job site. The inspector who performed your initial assessment serves as your project manager for continuity.
- Lifetime labor warranty. Backed by a company that’s been in business since 1983, not a crew that showed up last month.
- Owner follow-up. After your project is complete, M&M founder Doug Moncure personally follows up to make sure you’re satisfied. That level of accountability is rare in any industry. It’s nearly unheard of in roofing. Learn more about M&M’s approach.
Lake Charles Service Areas
M&M Roofing serves Lake Charles and all surrounding communities from our permanent local office:
Lake Charles, Westlake, Sulphur, Moss Bluff, Iowa, Jennings, Carlyss, Prien Lake Village, Graywood, DeQuincy, and Vinton.
Whether you’re in Westlake, Sulphur, Prien Lake Village, or Jennings, M&M’s team provides the same free inspections, same-day service, and lifetime warranty coverage.
Our Lake Charles office is located at 630 W Prien Lake Rd B213, Lake Charles, LA 70601. Call us at (337) 436-7151.
Frequently Asked Questions About Roofing in Lake Charles
How much does a new roof cost in Lake Charles, LA?
A new roof in Lake Charles typically costs $8,000–$25,000+ for residential properties, depending on roof size, material choice (asphalt shingles, metal, tile), and the condition of the existing structure. Many Lake Charles homeowners pay significantly less out of pocket when insurance covers storm damage. M&M offers free estimates and financing with no money down.
How do I know if my roof has hurricane damage?
Look for missing or lifted shingles, granule loss (check your gutters), dents in metal flashing or vents, water stains on interior ceilings, and soft spots on the roof deck. However, many signs of wind and rain damage aren’t visible from the ground. A free professional inspection from M&M can identify hidden damage and provide documentation for your insurance claim.
Does homeowners’ insurance cover roof damage in Lake Charles?
Most homeowners’ insurance policies in Louisiana cover roof damage caused by storms, wind, and hail. However, coverage varies by policy, and deductibles for hurricane damage are often higher (typically 2–5% of the insured value). M&M’s team helps homeowners navigate the claims process, meet with adjusters, and ensure fair coverage.
What roofing material is best for Lake Charles weather?
For Lake Charles’s hurricane-prone climate, impact-resistant architectural shingles (Class 4 rated), standing seam metal roofing (140+ mph wind rating), and properly installed TPO for commercial flat roofs are the top choices. Metal roofing is increasingly popular for its longevity (40–70 years) and superior wind resistance.
How long does a roof last in Lake Charles?
Asphalt shingles typically last 15–25 years in Lake Charles, which is shorter than the national average due to hurricanes, heat, and humidity. Metal roofs last 40–70 years. TPO and EPDM flat roofs last 20–30 years. Regular maintenance and prompt repair of storm damage are the biggest factors in extending your roof’s lifespan. Learn more about roofing warranties.
Is M&M Roofing a local Lake Charles company?
M&M Roofing has a permanent office in Lake Charles at 630 W Prien Lake Rd B213. The company was founded in 1983 and has served Gulf Coast homeowners across Texas and Louisiana for over 40 years, completing more than 100,000 projects. M&M is not a storm-chasing operation. The Lake Charles office is staffed year-round.
The Bottom Line
Lake Charles homeowners deserve a roofing contractor who’s been through hurricane season. Not one hurricane season. Dozens.
The right contractor has a local office you can walk into. A Louisiana license you can verify. A labor warranty backed by a company that’s been in business for 40+ years. And the experience to handle your insurance company so you don’t have to.
M&M Roofing has been protecting Gulf Coast homes since 1983. Over 100,000 projects. 800+ five-star reviews. A lifetime labor warranty on every new installation. And a personal follow-up call from the owner on every job.
Ready to get your roof inspected? Schedule your free Lake Charles roof inspection today. Same-day service for requests before noon. Or call the Lake Charles office directly at (337) 436-7151.
References
[1] National Oceanic and Atmospheric Administration. “Hurricane Laura 2020.” National Weather Service Lake Charles. https://www.weather.gov/lch/2020Laura
[2] National Hurricane Center. “Tropical Cyclone Report: Hurricane Laura.” NOAA. https://www.nhc.noaa.gov/data/tcr/AL132020_Laura.pdf
[3] Louisiana State Licensing Board for Contractors. “Licensing Requirements.” https://lslbc.louisiana.gov/
